CIU

Commercial Insurance Underwriters, Inc.
A Surplus Lines Agency
www.ciusgf.com
901 E. Saint Louis St. #205
Springfield, MO. 65806-2537


Bars/Restaurants/Taverns General Liability Application

 

Applicant's Name

Agency Name

Address

Agent

 

Address

Location

 

 

Email

Web Site Address

Phone

 

PROPOSED EFFECTIVE DATE: From To 12:01 A.M., Standard Time at the address of the Applicant

 

Applicant Is: Individual  Corporation   Partnership    Joint Venture   Limited Liability Company   Other 

 

ANSWER ALL QUESTIONS—IF THEY DO NOT APPLY, INDICATE "NOT APPLICABLE"

 

LIMITS OF LIABILITY REQUESTED

PREMIUMS

General Aggregate

$

Premises/Operations

Products & Completed Operations Aggregate

$

$  

Personal & Advertising Injury

$

Products/Completed Operations

Each Occurrence

$

$  

Fire Damage (any one fire)

$

Other

Medical Expense (any one person)

$

$ 

Other Coverages, Restrictions, and/or Endorsements
Deductible


$

Total
$
 

 

A. Classification of risk:

Tavern   Disco   Bowling center Caterer   Off premises   On premises

Restaurant   Banquet facility   Membership club   Country club

Number of years in business:


B. Annual sales:

 

Past 12 Months

Next 12 Months

Liquor Sales

Food Sales

Other

Total

 

C. Are surrounding premises:

Downtown district   Residential/commercial   Rural   Shopping center   Waterfront

Industrial   Resort   Seasonal   Suburban Commercial

If waterfront, does applicant provide boat docking facilities for patrons?............................................

If yes, how many docking spaces for boats?

 

D. Clientele:

Local residents   Families   Retirement community   College students   Seasonal residents

Median age of patrons:   18-25   25-30   30-40   40 and over

Are premises located near a college or university?.............................................................................

 

E. Entertainment:

Is there any live entertainment on premises?......................................................................................

Number of times per week:

If yes, describe (include go-go dancers, topless, disco, exotic, female/male):

Is there dancing?..............................................................................................................................

Number of times per week: Square footage of dance floor:

Does applicant have amusement devices?..........................................................................................

If yes, how many?

Describe:

    

Is there a minimum or cover charge?..................................................................................................

Sports on premises?........................................................................................................................

If yes, provide complete details:

     

Sports sponsored off premises?........................................................................................................

Number of times per week:

Give details:

     

Does applicant sponsor any special events?......................................................................................

If yes, describe:

     

 

F. General Information:

Are facilities available for use or rent for private parties, receptions, banquets or similar affairs?..............

If yes, number of times per year:

Describe:

     

Does applicant advertise or promote "happy hour" or other events when drinks are sold at a lower

price than usual?.............................................................................................................................

Do you subscribe to a taxi or other service providing transportation home to apparently intoxicated
persons?........................................................................................................................................

If yes, describe:

     

Number of years under current management: How many hours per day is applicant open?

Types of meals served:      Full meals   Short order

Maintenance of building is: Good Average Poor

Housekeeping is:               Good Average Poor

Square footage of bar/restaurant:

Does applicant have parking area?...........................    Is lot well lit?......................................

In the past five years, has applicant been cited by the Liquor Control Commission?...............................

If yes, give date(s) and full explanation:

  

Are police records and background checks conducted on employees?.................................................

Number of bouncers or doormen:

Are security guards/bouncers/doormen employees or independent contractors?

If independent contractors, do they provide Certificates of Insurance and Additional Insured

Endorsements to the applicant?........................................................................................................

Does applicant have Workers' Compensation coverage in force?........................................

Total number of employees:

 

G. During the past three years, has any company ever canceled, declined or refused to issue similar insurance

       to the applicant? (Not applicable in Missouri).......................................................

If yes, explain:

     

 

Previous Insurer and loss history: Indicate all claims or losses (regardless of fault and whether or not insured)

or occurrences that may give rise to claims for the prior three years.

 

 See loss run attached

 

Year

Company

Policy No.

Premium

Paid
Losses

Reserved Losses

Loss
Description

 

 

 

SCHEDULE OF HAZARDS

Loc.
No.

Classification

Class.
Code

Premium Bases:
(s) Gross Sales
(p) Payroll
(a) Area (c) Total Cost
(t) Other

Terr.

 

Rate

Premium

Prem./
Ops.

Products/
Comp. Ops.

Prem./
Ops.

Products/
Comp. Ops.

 

H. Does applicant have other business ventures for which coverage is not requested?....................

If yes, explain and advise where insured:

     

 

This application does not bind the applicant nor the Company to complete the insurance, but it is agreed that the information contained herein shall be the basis of the contract should a policy be issued.

 

FRAUD WARNING:

 

Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.

 

FRAUD WARNING (APPLICABLE IN TENNESSEE AND WASHINGTON):

 

It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines, and denial of insurance benefits.

 

FRAUD WARNING APPLICABLE IN THE STATE OF NEW YORK:

 

Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.

I/We agree to submit records for audit by the Company upon termination or expiration of this policy for the determination of actual gross receipts during the coverage period.

 

APPLICANT’S NAME AND TITLE:

 

APPLICANT’S SIGNATURE:_____________________________________________________________ DATE:______________

 

(Must be signed by an active owner, partner or officer)

 

PRODUCER’S SIGNATURE:_____________________________________________________________ DATE:______________

 

NAME AND PHONE NUMBER OF INDIVIDUAL TO CONTACT FOR INSPECTION/AUDIT:

    

 

 

 

IMPORTANT NOTICE

 

 

 

As part of our underwriting procedure, a routine inquiry may be made to obtain applicable information concerning
character, general reputation, personal characteristics and mode of living. Upon written request, additional information as to the nature and scope of the report, if one is made, will be provided.

 

 

Before You Submit To Us, Make Sure You Fill in the RED Areas.  We Also Recommend Printing a Copy!!

TO COMPLETE YOUR APPLICATION, COMPLETE THESE TWO STEPS:

1.  Please select your Personal Lines Account Executive:

2.  Hit this Submit button.