Commercial Insurance Underwriters, Inc.A Surplus Lines Agencywww.ciusgf.com901 E. Saint Louis St. #205Springfield, MO. 65806-2537
Bars/Restaurants/Taverns General Liability Application
Applicant's Name
Agency Name
Address
Agent
Location
Email
Web Site Address
Phone
PROPOSED EFFECTIVE DATE: From To 12:01 A.M., Standard Time at the address of the Applicant
Applicant Is: Individual Corporation Partnership Joint Venture Limited Liability Company Other
ANSWER ALL QUESTIONS—IF THEY DO NOT APPLY, INDICATE "NOT APPLICABLE"
LIMITS OF LIABILITY REQUESTED
PREMIUMS
General Aggregate
$
Premises/Operations
Products & Completed Operations Aggregate
Personal & Advertising Injury
Products/Completed Operations
Each Occurrence
Fire Damage (any one fire)
Other
Medical Expense (any one person)
Other Coverages, Restrictions, and/or EndorsementsDeductible
Total$
A. Classification of risk:
Tavern Disco Bowling center Caterer Off premises On premises
Restaurant Banquet facility Membership club Country club
Number of years in business:
B. Annual sales:
Past 12 Months
Next 12 Months
Liquor Sales
Food Sales
Total
C. Are surrounding premises:
Downtown district Residential/commercial Rural Shopping center Waterfront
Industrial Resort Seasonal Suburban Commercial
If waterfront, does applicant provide boat docking facilities for patrons?............................................ No Yes
If yes, how many docking spaces for boats?
D. Clientele:
Local residents Families Retirement community College students Seasonal residents
Median age of patrons: 18-25 25-30 30-40 40 and over
Are premises located near a college or university?............................................................................. No Yes
E. Entertainment:
Is there any live entertainment on premises?...................................................................................... No Yes
Number of times per week:
If yes, describe (include go-go dancers, topless, disco, exotic, female/male):
Is there dancing?.............................................................................................................................. No Yes
Number of times per week: Square footage of dance floor:
Does applicant have amusement devices?.......................................................................................... No Yes
If yes, how many?
Describe:
Is there a minimum or cover charge?.................................................................................................. No Yes
Sports on premises?........................................................................................................................ No Yes
If yes, provide complete details:
Sports sponsored off premises?........................................................................................................ No Yes
Give details:
Does applicant sponsor any special events?...................................................................................... No Yes
If yes, describe:
F. General Information:
Are facilities available for use or rent for private parties, receptions, banquets or similar affairs?.............. No Yes
If yes, number of times per year:
Does applicant advertise or promote "happy hour" or other events when drinks are sold at a lower
price than usual?............................................................................................................................. No Yes
Do you subscribe to a taxi or other service providing transportation home to apparently intoxicated persons?........................................................................................................................................ No Yes
Number of years under current management: How many hours per day is applicant open?
Types of meals served: Full meals Short order
Maintenance of building is: Good Average Poor
Housekeeping is: Good Average Poor
Square footage of bar/restaurant:
Does applicant have parking area?........................... No Yes Is lot well lit?...................................... No Yes
In the past five years, has applicant been cited by the Liquor Control Commission?............................... No Yes
If yes, give date(s) and full explanation:
Are police records and background checks conducted on employees?................................................. No Yes
Number of bouncers or doormen:
Are security guards/bouncers/doormen employees or independent contractors?
If independent contractors, do they provide Certificates of Insurance and Additional Insured
Endorsements to the applicant?........................................................................................................ No Yes
Does applicant have Workers' Compensation coverage in force?........................................ No Yes
Total number of employees:
G. During the past three years, has any company ever canceled, declined or refused to issue similar insurance
to the applicant? (Not applicable in Missouri)....................................................... No Yes
If yes, explain:
Previous Insurer and loss history: Indicate all claims or losses (regardless of fault and whether or not insured)
or occurrences that may give rise to claims for the prior three years.
See loss run attached
Year
Company
Policy No.
Premium
Paid Losses
Reserved Losses
Loss Description
SCHEDULE OF HAZARDS
Loc.No.
Classification
Class.Code
Premium Bases:(s) Gross Sales (p) Payroll(a) Area (c) Total Cost(t) Other
Terr.
Rate
Prem./Ops.
Products/Comp. Ops.
H. Does applicant have other business ventures for which coverage is not requested?.................... No Yes
If yes, explain and advise where insured:
This application does not bind the applicant nor the Company to complete the insurance, but it is agreed that the information contained herein shall be the basis of the contract should a policy be issued.
FRAUD WARNING:
Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.
FRAUD WARNING (APPLICABLE IN TENNESSEE AND WASHINGTON):
It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines, and denial of insurance benefits.
FRAUD WARNING APPLICABLE IN THE STATE OF NEW YORK:
Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.
I/We agree to submit records for audit by the Company upon termination or expiration of this policy for the determination of actual gross receipts during the coverage period.
APPLICANT’S NAME AND TITLE:
APPLICANT’S SIGNATURE:_____________________________________________________________ DATE:______________
(Must be signed by an active owner, partner or officer)
PRODUCER’S SIGNATURE:_____________________________________________________________ DATE:______________
NAME AND PHONE NUMBER OF INDIVIDUAL TO CONTACT FOR INSPECTION/AUDIT:
IMPORTANT NOTICE
As part of our underwriting procedure, a routine inquiry may be made to obtain applicable information concerning character, general reputation, personal characteristics and mode of living. Upon written request, additional information as to the nature and scope of the report, if one is made, will be provided.
TO COMPLETE YOUR APPLICATION, COMPLETE THESE TWO STEPS:
2. Hit this Submit button.