CIU

Commercial Insurance Underwriters, Inc.
A Surplus Lines Agency
www.ciusgf.com
901 E. Saint Louis St. #205
Springfield, MO. 65806-2537

 

Liquor Liability Application

 

(COMPLETE IN ADDITION TO ACORD GENERAL LIABILITY APPLICATION)

 

Applicant's Name

Agency Name

Address

Agent

 

Address

Location #1

 

 

Complete a separate application for each location.

Email

Web Site Address

Phone

 

PROPOSED EFFECTIVE DATE:  From   To 12:01 A.M., Standard Time at the address of the Applicant

 

LIMITS OF LIABILITY REQUESTED

Each Common Cause

Aggregate

$

$

 

PLEASE ANSWER ALL QUESTIONS

 

1. Type of risk: 

   

Bar/Tavern

Drive-through Daiquiri Shop

Package Store

Casino

 Gentlemen’s/Strip Clubs

Restaurant

Catering Service

Liquor Manufacturer/Microbrewery

Wholesaler/Distributor

Comedy Clubs

Night Clubs

 

Convenience/Grocery Store

Other                               (Describe):

 

2. Type of ownership: Corporation Individual Partnership Other

 

3. Have you ever been assessed a fine for violation of a law concerning the sale of alcohol, or had

      your liquor license suspended?.....................................................................................................

If yes, when and why?

    

 

4. Name on liquor license: Type of liquor license:

 

5. Square foot area of establishment: (Maximum Occupancy: )

 

6.  Premises within city limits?............................................................................................................

 

7. Have all servers been through any server training (tips, tops)?......................................................

      Type of course:

How often required?

Ride home policy?............................................................................................................................

 

8. Number of servers:

 

9. How often does the manager review liquor liability laws with employees (including penalties for serving

    intoxicated customers)?

 

10. Are procedures in place regulating the sale of alcohol to minors or those under the influence?..

     If yes, describe:

     How is age of customer verified?

 

11. Type of clientele:  Area Residents    Area Workers    Tourists    College  Other:

 

12. Percent of clientele: Under 25 % 25-30 % Over 30 %

 

13. Type of area: Industrial or Commercial Residential Rural Other

   Located on or near college campus?.............................................................................................

 

14. How many years has the applicant been in business?

 

15. How many years has the applicant been at this location?

 

16. How many days per week is the location open?

 

17. What time does the location close? Hours of serving?

 

18.  Is there a cover charge?..............................................................................................................

 If yes, what is the amount? $

 

19.  Do you have “Happy Hour” or 2-for-1 drink specials?.................................................................

 Is last call announced?..................................................................................................................

 Are customers allowed more than one drink at last call?...................................................................

 

20.  Are patrons allowed to BYOB (Bring Your Own Booze)?.............................................................

 

21. Security Activities:

Bouncers Doorman Off Duty Police    
Contracted Security Firms: inside outside armed

unarmed

   Any firearms kept or carried on the premises?................................................................................

 

22.  Are there procedures for handling violent or disruptive patrons?...............................................

 If yes, please describe?

  

 

23. Types of entertainment activities:

  Live Entertainment Type and how often?

  DJ Dance Floor Size: Juke Box

  Pool Table(s) Number:

  Electronic Games Type:

  Mechanical Devices Type:

Other activities that would include patron participation (such as: wrestling, boxing, volleyball, etc.):

       

   Special Promotions...................................................................................................................

   If yes, describe:

  

 

24. Estimated liquor receipts: $ Other receipts: $

 

25. Average price for:   beer $    wine $    liquor $

 

26. Percent of receipts for on-premises consumption: .........................................................................%

 

27. Percent of receipts for off-premises consumption: .........................................................................%

 

28. Estimated food receipts: $

 

29. Percentage of liquor receipts to total receipts: ..............................................................................%

 

30. Prior carrier: Policy number:

 

31. Has applicant had any claims or occurrences that may give rise to claims?...............................

       If yes, give details:

     

 

32. Gentlemen’s clubs:

   Turnover rate for staff:

   Are servers/dancers in training? ......................................................................................................

   Does applicant prohibit serving of alcohol after hours to their staff? .....................................................

   Are clients allowed to purchase drinks for dancers/hostesses? ..........................................................

 

33. Manufacturer:

   Tours of Facility?............................................................................................................................

   Free samples given?.......................................................................................................................

       If yes, how is quantity controlled?

            

 

34. Distributor:

   Any sponsored events?...................................................................................................................

   If yes, describe:

  

   Policy for giving away alcoholic beverages by Sponsor? ....................................................................

       If yes, describe:

            

 

35. Caterers:

   Are clients/guests allowed to mix their own drinks?...........................................................................

   Does caterer provide liquor or bartending service?..............................................................................

 

FRAUD WARNING:

 

Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.

 

FRAUD WARNING (APPLICABLE IN TENNESSEE AND WASHINGTON):

 

It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Penalties include imprisonment, fines, and denial of insurance benefits.

 

FRAUD WARNING APPLICABLE IN THE STATE OF NEW YORK:

 

Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.

 

I understand that Liquor Liability is a separate coverage part and the limits requested in this application apply solely to
liquor liability coverage and may differ from the General Liability limits afforded in my commercial package policy.

 

I further understand that the Company is relying upon statements I have made in this application as an inducement to provide insurance for Liquor Liability coverage.

 

APPLICANT’S NAME AND TITLE:

 

APPLICANT’S SIGNATURE: _______________________________________________________ Date:______________

 

(Must be signed by active owner, partner or executive officer)

 

PRODUCER’S SIGNATURE: _______________________________________________________ Date:______________

 

 

Before You Submit To Us, Make Sure You Fill in the RED Areas.  We Also Recommend Printing a Copy!!

TO COMPLETE YOUR APPLICATION, COMPLETE THESE TWO STEPS:

1.  Please select your Personal Lines Account Executive:

2.  Hit this Submit button.