CIU

Commercial Insurance Underwriters, Inc.
A Surplus Lines Agency
www.ciusgf.com
901 E. Saint Louis St. #205
Springfield, MO. 65806-2537

 

GENERAL CONTRACTORS/DEVELOPERS GENERAL LIABILITY APPLICATION

 

                               ANSWER ALL QUESTIONS--IF THEY DO NOT APPLY, INDICATE "NOT APPLICABLE"

Applicant's Name

Agency Name

Address

Agent

 

Address

Location

 

 

Email

Web Site Address

Phone

 

PROPOSED EFFECTIVE DATE:  From    To   12:01 A.M., Standard Time at the address of the Applicant

 

Applicant is:

Individual     Corporation     Partnership     Joint Venture

 

Limited Liability Company     Other (Specify)

LIMITS OF LIABILITY REQUESTED

PREMIUMS

 

General Aggregate

$

Premises/Operations

 

Products & Completed Operations Aggregate

$

$

 

Personal & Advertising Injury

$

Products

 

Each Occurrence

$

$

 

Damage To Premises Rented To You (any one premise)

$

Other

 

Medical Expense (any one person)

$

$

 

Other Coverage, Restrictions, and/or Endorsements:

 

Total

 

                                                              Deductible

$

$

 

 

A.

Applicant is a (% of each):

General contractor

%

Subcontractor

%

 

 

Developer

%

Construction manager/Consultant

%

 

 

Owner/Builder

%

 

 

 

B.

States/area of operations:

 

Radius of operations from main location: miles.

 

C.

Describe all operations in detail:

 

 

D.

Length of time in business: years.

Years of experience:

 

Are you licensed?

 

Type of license and no.:

Year license issued:

   

Length of time in business operating under the name shown above: years or new venture.

   

Have you operated or been licensed under any other name(s) during the past ten (10) years?

   

If Yes, provide prior name and describe type of operations:

   

Name

Describe Operations

   

   

   

 

E.

Total number of employees?

 

F.

Indicate % of operations involving:

 

1.     

New construction

%

Remodeling

%

Demolition

%

 

 

Repair

%

Other (explain below)

%   (Must total 100%)

           

 

Explain other:

 

2.

Commercial new construction

%

Commercial remodeling

%

 

 

Industrial

%

Institutional

%

 

 

Residential* new construction

%

Residential* remodeling

%

 

 

Apartments

%

Commercial Condominiums

%  (Must total 100%)

 

 

(*If Residential Construction--Condos/Townhouses (including conversions)

%;

 

 

 

Single family or residential dwellings

%;

 

 

If Residential Remodeling--Interior work only

%;

 

 

 

Ground-up construction

%)

 

G.

Have you been involved as a General Contractor in the building of Residential Homes, Condo-

 

miniums, or Townhouses in the past ten (10) years?

 

If yes, indicate maximum number built during any twelve (12) month period, maximum at any one project/development

 

site and expected maximum number to be built during next twelve (12) months.  (For these purposes a duplex is

 

equivalent to two single family residences; a triplex equals three homes, etc.)

 

 

No. Residential Homes

No. any one Project/

Development Site

No. Condominiums/

Townhouses

 

 

Next 12 months

 

 

Prior Year:

 

 

Prior Year:

 

 

Prior Year:

 

 

Prior Year:

 

 

Prior Year:

 

 

Prior Year:

 

 

Prior Year:

 

 

Prior Year:

 

 

Prior Year:

 

 

Prior Year:

 

 

H.

Do you have a formal home warranty program?

 

If yes, please give details:

 

 

I.

Do you have model homes?

 

If yes, give no.:

Location:

 

 

 

 

J.

List all major projects completed within the past five years, including work in progress and planned projects.

 

(List project name, date, project description, location, and revenues):

 

 

 


Operations by Applicant


K.

Indicate percentage of payroll for each type of construction work performed by your employees:

 

Airports

%

Gas Mains

%

Sewer

%

 

 

Asbestos Removal

%

Insulation

%

Soil Stabilization

%

 

 

Blasting

%

Maintenance

%

Steel (ornamental)

%

 

 

Bridges/Elevated Roads

%

Masonry

%

Steel (structural)

%

 

 

Carpentry

%

Mechanical

%

Street/Road

%

 

 

Communication Lines

%

Mold & Spore Remediation

%

Supervisory Only

%

 

 

Concrete

%

Oil or Gas Fields

%

Swimming Pools

%

 

 

Drilling

%

Painting

%

Tunneling

%

 

 

Earthquake Reinforcement

%

Pipeline/Water Main

%

Underpinning

%

 

 

EIFS

%

Plastering

%

Waterproofing

%

 

 

Electrical

%

Plumbing

%

Water Restoration

%

 

 

Excavating

%

Power Lines

%

Wrecking/Demolition

%

 

 

Fire Proofing

%

Process Piping

%

Other (describe)

%

 

 

Fire Restoration

%

Removal/Installation of

Underground Tanks

%

 

 

Framing of Buildings

%

Roofing

%

 

 

L.

Account history for prior five years and projected current year:

 

Year

Payroll

Total

Revenue

Subcontracted Cost

 

Cost of Labor, Fees,

Commissions +

Cost of Materials &

Equipment Rental =

Total Subcon-

tracted Cost

           

Current

 

 

1st Prior

 

 

2nd Prior

 

 

3rd Prior

 

 

4th Prior

 

 

5th Prior

 

 

M.

Are certificates of insurance obtained from subcontractors?

 

Minimum Limits Required $

 

Do you use uninsured subcontractors?

 

If yes, percentage of total subcontracted cost: %

 

N.

Are written contracts obtained from all subcontractors which include a hold harmless clause in

 

your favor?

 

If no, explain when not required:

 

O.

Are you named as an additional interest on the subcontractors' policies?

 

P.

Do you normally use the same subcontractors?

 

If no, do you put all subbed work out for bids?

 

 


Subcontractors Operations Performed for Applicant


Q.

Indicate type of construction work performed by your Subcontractors: (Indicate percentage of total subcontracted costs)

 

Airports

%

Gas Mains

%

Sewer

%

 

 

Asbestos Removal

%

Insulation

%

Soil Stabilization

%

 

 

Blasting

%

Maintenance

%

Steel (ornamental)

%

 

 

Bridges/Elevated Roads

%

Masonry

%

Steel (structural)

%

 

 

Carpentry

%

Mechanical

%

Street/Road

%

 

 

Communication Lines

%

Mold & Spore Remediation

%

Supervisory Only

%

 

 

Concrete

%

Oil or Gas Fields

%

Swimming Pools

%

 

 

Drilling

%

Painting

%

Tunneling

%

 

 

Earthquake Reinforcement

%

Pipeline/Water Main

%

Underpinning

%

 

 

EIFS

%

Plastering

%

Waterproofing

%

 

 

Electrical

%

Plumbing

%

Water Restoration

%

 

 

Excavating

%

Power Lines

%

Wrecking/Demolition

%

 

 

Fire Proofing

%

Process Piping

%

Other (describe)

%

 

 

Fire Restoration

%

Removal/Installation of

Underground Tanks

%

 

 

Framing of Buildings

%

Roofing

%

 

 

R.

Is any work done involving systems that provide:

 

Medical and/or industrial life support     Process piping     Dams/levees

 

S.

Does work require monitoring by:

 

Certified inspectors     Resident inspectors     Part-time     When called

 

T.

Any work performed above two stories in height from grade?

 

Maximum number of stories:

 

U.

Any work performed below grade?

 

Maximum depth: ft. % of total work

 

V.

Is scaffolding owned, rented or erected?

 

Are other contractors at job site allowed to use it?

 

W.

Any work performed in the past using Exterior Insulation and Finish Systems (EIFS)?

 

If yes, explain:

 

 

X.

Do you have a formal safety program in operation?

 

Please explain and/or provide a copy:

 

 

Y.

Have you ever built or do you intend on building on hillsides, slopes, former landfills/dumps or

 

in subsidence areas?

 

If yes, explain:

 

 

Percent of grade %

Prior testing (geological, topical)?

 

If yes, explain:

 

 

Which geological survey engineering firm do you use?

 

Underpinning?

 

Any past subsidence lossses?

 

If yes, explain:

 

 

Z.

Do you or any of your employees hold a Real Estate Agent's license?

 

If yes, has Professional Liability Coverage been obtained?

 

Limit of Liability: $

 

AA.

Does applicant have other business ventures for which coverage is not requested?

 

If yes, explain and advise where insured:

 

 

BB.

Any mobile equipment leased from others?

 

If yes, from whom?

 

Lease basis?

 

Operators provided?

 

Type of equipment leased?

 

 

CC.

Do you own any Vacant Land? (Raw land with no developmental or improvement activity, held only for

           

investment or possible development more than twelve (12) months in the future.  No buildings on property.)

 

If yes, is property zoned:  Residential          Commercial/Retail/Industrial or other

 

No. of Acres

No. of Lots

Location Description

 

 

 

 

 

 

 

 

 

 

DD.

Do you own any Real Estate Development Property? (Land with improvements-streets, roads,

 

utilities, etc completed or under construction)

 

If yes, is property zoned:  Residential          Commercial/Retail/Industrial or other

 

If zoned residential, provide location descriptions and number of lots at each development.

 

No. of Acres

No. of Lots

Location Description

 

 

 

 

 

 

 

 

 

 

EE.

Do you hold other persons' property for service, storage, or repair?

 

If yes, explain:

 

 

FF.

Any underground storage tanks?

 

If yes, when inspected and by whom?

 

 

GG.

Any employees working under:

 

U.S. Longshoremen's and Harborworkers' Act?

 

Jones Maritime Act?

 

If yes, what percent of payroll? %       Give city and state:

 

HH.

Does applicant have Workers' Compensation coverage in force?

 

II.

Does applicant lease employees from others?

 

Does applicant lease employees to others?

 

JJ.

Dollar value of average job completed: $

 

KK.

Are any operation insured elsewhere by an owner-controlled insurance program (OCIP), also

 

referred to as wrap insurance?

 

If yes, provide details:

 

 

LL.

During the past three years, has any company ever cancelled, non-renewed, declined or refused

 

issue similar insurance to the applicant? (Not applicable in Missouri)

 

If yes, explain:

 

 

MM.

List all active owners, partners and executive officers and their job duties/responsibilities:

 

 

NN.

Have you ever had a construction Defect loss/claim or been involved in a class action Construction

 

Defect suit?

 

If Yes, and loss or suit is older than five years, provide details:

 

Date of

Loss

Description of Loss

Amount Paid

Amount Reserved

Claim Status

(Open or Closed)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

PRIOR CARRIER INFORMATION - FIVE YEAR PERIOD

 

             

 

Year:

Year:

Year:

Year:

Year:

 

           

Carrier

 

 

Policy No.

 

 

Total Premium

 

 

 

 

LOSS HISTORY - FIVE YEAR PERIOD

 

 

Indicate all claims or losses (regardless of fault and whether or not insured) or occurrences that may give rise to claims for

the prior five years.

 

 

Date of

Loss

Description of Loss

Amount Paid

Amount Reserved

Claim Status

(Open or Closed)

 

 

 

 

 

 

 

 

 

 

 

 

 

SCHEDULE OF HAZARDS

 

Loc.

No.

Classification

Class

Code

Premium Bases:

(s) Gross Sales

(p) Payroll

(a) Area   (t) Other

(c) Total Cost

Terr.

Rate

Premium

 

Prem./Ops.

Products

Prem./Ops.

Products

 

 

 

 

 

 

 

Authorized Applicant's Representative (Name and Phone number of individuals to contact for inspection/audit):

 

This application does not bind the applicant nor the Company to complete the insurance, but it is agreed that the information contained herein shall be the basis of the contract should a policy be issued.

 

FRAUD WARNING:

 

APPLICABLE IN THE STATE OF NEW YORK:

 

Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation.

 

FRAUD WARNING:

 

Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.

 

I/We hereby declare that the above statements and particulars are true and I/We agree that this application shall be the basis of the contract with the insurance company.

 

 

 

APPLICANT'S SIGNATURE: _______________________________________________

DATE: ______________________

 

 

 

 

AGENT NAME: _______________________________________________

AGENT LICENSE NUMBER: ____________________

                                                                                                           (Applicable to Florida Agents Only.)

 

 

IOWA LICENSED AGENT (if applicable): _________________________________________________________________

 

IMPORTANT NOTICE

As part of our underwriting procedure, a routine inquiry may be made to obtain applicable information concerning

character, general reputation, personal characteristics and mode of living.  Upon written request, additional

information as to the nature and scope of the report, if one is made, will be provided.

 

 

 

Before You Submit To Us, Make Sure You Fill in the RED Areas.  We Also Recommend Printing a Copy!!
TO COMPLETE YOUR APPLICATION, COMPLETE THESE TWO STEPS:
1. Select your account executive, if you have one: 2.  Hit this Submit button.