joomla

Fri, May 18, 2012
Commercial Insurance Underwriter

CIU

Commercial Insurance Underwriters, Inc.
A Surplus Lines Agency
www.ciusgf.com
901 E. Saint Louis St. #205
Springfield, MO. 65806-2537

 

Farm and Ranch Application

 

Name Insured

Agency Name

Insured's Address

Agent

 

Address

Location

 

 

Email

Web Site Address

Phone

 

Status:  Quote     Renewal

Expiring Policy Number:

 

PROPOSED EFFECTIVE DATE: From To 12:01 A.M., Standard Time at the address of the Applicant

 

 

APPLICANT INFORMATION

 

Insured's Phone Number(s):  Home      Cell      Work

 

Type of Business Organization: Individual     Joint Venture     LLC     Partnership     Basic Organization - Other:

 

Years in business: 

 

 

Send us 3 years of prior carrier and loss history information

 

-or-

 

if in business less than 3 years provide short narrative about insured's background

 

 

 

UNDERWRITING INFORMATION

 

Type of Farm or Ranch:

 

 

Has retail agent personally inspected the property?    Date Visited: 

 

 

Any exposures or operations covered elsewhere?  Subsidiary companies not covered elsewhere,

 

or service on any board by insured?  If yes explain:

 

 

 

LIABILITY - FARM AND RANCH OPERATIONS INCLUDING AQUA-CULTURE

 

 

Rating

Land - Combined total area of all owned, leased or vacant land

  Acres

 

Step 1

(640 acres = 1 sq. mile)

 

Rating

Animals and Crops - Total acreage used for:

  Acres

 

Step 2

      - Beekeeping, berries, crops, field or forage crops, flowers, fruits,

 
 

        grain, herbs, honey, legumes, mushrooms, nursery stock, nuts,

   
 

        plants, spices, sod, straw, trees, vegetables, vineyards

   
 

      - Do NOT include acreage devoted solely to the raising of animals

   
 

Livestock - Total number of head:

  Head

 
 

      - Cattle, dogs or cats being breed for sale, donkeys, goats, horses,

 
 

         mules, sheep, swine and exotics (alpaca, bison, deer, llamas, yaks)

   
 

         and any other similar animal types approved by Company

   
 

      - Do NOT include birds/poultry or animals being raised for their fur

   
 

Poultry and Birds - Total annual receipts

  Receipts

 
   

 
 

Aqua-Culture - Total annual receipts

  Receipts

 
   

 

Rating

Business Activities - Total COMBINED Annual Receipts

  Receipts

 

Step 3

(Select 'Yes' for each box that applies, even if no receipts generated)

   

Auctioneering

 

Cabin or Vacation Rentals

 

Campgrounds

 

Christmas Tree Farms

 

Corn Mazes

 

Custom Farming

 

Fishing Including Tournaments

 

Food Sales - Roadside Stands, Framers Markets

 

Garden / Nursery Sales including Pick-IT-Yourself

 

Guides and Outfitters

 

Hiking Trails

 

Hunting on Insured's Premises by Third Parties

 

Pet Breeding (cats, dogs, rabbits)

 

Picnic Grounds

 

Pumpkin Patches

 

Rental of Land, Structures for business, Habitational or Farm/ranch uses

 

Smoking of Meat Products

 

Snow Removal

 

Tours of Premises

 

Wine Manufacturing, Processing, Retail Sales

 

Other: (list exposures below - submit required)

 
 

   

Rating

ATV's, boats, Dwellings, Lakes, Ponds, Pools, Reservoirs

   

Step 4

     
 

ATV's (Three wheel trike type - Prohibited) - Total number

  #

 
 

Boats - Maximum 50 hp engine & maximum 26 foot length - Total

  #

 
 

number

   
 

Bunkhouses or Dormitories - Total number of buildings (up to 12 beds

  #

 
 

will count as 1 building)

   
 

Dwellings - Owner and/or Non-Owned Occupied - Number of Units

  #

 
 

Lakes, Ponds, Reservoirs - Total Acres

  Acres

 
 

Swimming Pools - Fencing mandatory, self locking gates, depth marked,

  #

 
 

rules posted, safety equipment provided - # of Units (In-ground only)

   

 

FARM LIABILITY - COVERAGE

LIMIT

 
 

GENERAL AGGREGATE LIMIT

   

     -  Indicate your limit

  $

 

     -  Maximum limit is $2,000,000

   
     

EACH OCCURRENCE LIMIT

   

     -  Indicate your limit

  $

 

     -  Maximum limit is $1,000,000

   
     

PERSONAL AND ADVERTISING LIABILITY - ANY ONE PERSON OR

   

ORGANIZATION LIMIT

Same as 'Each

 

     -  Maximum available limit is $1,000

Occurrence' Limit

 
     

FIRE DAMAGE LIMIT - ANY ONE FIRE (PREMISES RENTED TO INSURED)

   

     -  No optional limits available

  $50,000

 
     

MEDICAL PAYMENTS - ANY ONE PERSON LIMIT (EXCEPT RESIDENT

   

EMPLOYEES)

  $1,000

 

     -  No optional limits available

   

 

 

FARM LIABILITY OPTIONS (Select 'Yes' for those that apply):

 

 

 

     Liquor Legal Liability (available for Vineyard operations only)

 

                  -  Limits are within Farm Liability limits stated above

 

                  -  Coverage option not available in AK, AL, CT, DC, DE, HI, IA, IL, IN, MA, MD, ME, MI,

 

                      MN, MO, NH, NJ, NY, OH, PA, RI, VA, VT, WV

 

 

 

                      $  Annual receipts for liquor served on or off premises.

 

 

 

                      Employees serving alcohol have some sort of liquor training such as TIPS or TOPS

 

 

 

     Products / Completed Operations Exclusion - U0310

 

 

 

     Misc. (Describe)

 

 

 

     Misc. (Describe)

 

 

 

 

AQUA-CULTURE RISKS (select 'Yes' only to those that apply)

   

Certified by the Aquaculture Certification Council (ACC)

Chemical and drug handling - always done to manufacturers' specifications

Licensing - all required Federal, State and/or Local licensing permits are on file.

Recalls - production and sales documentation is sufficient to allow quick recall of product

Testing of product is per all applicable USDA standards

Waste and sediment handling is done as required by all applicable environmental standards

 

LOCATION INFORMATION

 

Loc

Bldg

Address:

 

 

Zip Code:

 

Occupancy/Exposure:

 

Construction

Yr. Built

Prot

Systems Updating

 

Type

 

Class

(Select 'Yes' if updated within the past 35 years)

 

 

Electrical

Heating

Plumbing

Roof

 

 

Loc

Bldg

Address:

 

 

Zip Code:

 

Occupancy/Exposure:

 

Construction

Yr. Built

Prot

Systems Updating

 

Type

 

Class

(Select 'Yes' if updated within the past 35 years)

 

 

Electrical

Heating

Plumbing

Roof

 

 

Loc

Bldg

Address:

 

 

Zip Code:

 

Occupancy/Exposure:

 

Construction

Yr. Built

Prot

Systems Updating

 

Type

 

Class

(Select 'Yes' if updated within the past 35 years)

 

 

Electrical

Heating

Plumbing

Roof

 

 

Loc

Bldg

Address:

 

 

Zip Code:

 

Occupancy/Exposure:

 

Construction

Yr. Built

Prot

Systems Updating

 

Type

 

Class

(Select 'Yes' if updated within the past 35 years)

 

 

Electrical

Heating

Plumbing

Roof

 

 

Loc

Bldg

Address:

 

 

Zip Code:

 

Occupancy/Exposure:

 

Construction

Yr. Built

Prot

Systems Updating

 

Type

 

Class

(Select 'Yes' if updated within the past 35 years)

 

 

Electrical

Heating

Plumbing

Roof

 

 

Loc

Bldg

Address:

 

 

Zip Code:

 

Occupancy/Exposure:

 

Construction

Yr. Built

Prot

Systems Updating

 

Type

 

Class

(Select 'Yes' if updated within the past 35 years)

 

 

Electrical

Heating

Plumbing

Roof

 

 

FARM PROPERTY COVERAGE A - DWELLINGS

 

FARM PROPERTY COVERAGE B - OTHER PRIVATE STRUCTURE APPURTENANT TO DWELLINGS

 

FARM PROPERTY COVERAGE C - HOUSEHOLD PERSONAL PROPERTY

 

FARM PROPERTY COVERAGE D - LOSS OF USE

 

 

 

 

 

 

     CAUSES OF LOSS

VALUATION COVERAGE A and B

VALUATION COVERAGE C

 

     Basic

ACV

ACV

 

     Broad

RC

RC

 

     Speical

 

 

 

 
 

 

 

   

LOC # - BLDG #

COVERAGE

LIMIT

 

-

A - Dwelling*

'Yes' if mobile home*

  $

 

B - Personal Use Structures

  $

 

C - Household Personal Property

  $

 

D - Personal Property Loss of Use

  $

 

-

A - Dwelling*

'Yes' if mobile home*

  $

 

B - Personal Use Structures

  $

 

C - Household Personal Property

  $

 

D - Personal Property Loss of Use

  $

 

-

A - Dwelling*

'Yes' if mobile home*

  $

 

B - Personal Use Structures

  $

 

C - Household Personal Property

  $

 

D - Personal Property Loss of Use

  $

 

-

A - Dwelling*

'Yes' if mobile home*

  $

 

B - Personal Use Structures

  $

 

C - Household Personal Property

  $

 

D - Personal Property Loss of Use

  $

 

-

A - Dwelling*

'Yes' if mobile home*

  $

 

B - Personal Use Structures

  $

 

C - Household Personal Property

  $

 

D - Personal Property Loss of Use

  $

 

-

A - Dwelling*

'Yes' if mobile home*

  $

 

B - Personal Use Structures

  $

 

C - Household Personal Property

  $

 

D - Personal Property Loss of Use

  $

 

-

A - Dwelling*

'Yes' if mobile home*

  $

 

B - Personal Use Structures

  $

 

C - Household Personal Property

  $

 

D - Personal Property Loss of Use

  $

 

-

A - Dwelling*

'Yes' if mobile home*

  $

 

B - Personal Use Structures

  $

 

C - Household Personal Property

  $

 

D - Personal Property Loss of Use

  $

 

-

A - Dwelling*

'Yes' if mobile home*

  $

 

B - Personal Use Structures

  $

 

C - Household Personal Property

  $

 

D - Personal Property Loss of Use

  $

 

 

*Property coverage for mobile homes not available in AL, FL, LA, MS.

 

*Property coverage for dwellings may be placed with another carrier but the liability (homeowners type) can not.

 

 

 

COVERAGE E - SCHEDULED FARM PERSONAL PROPERTY

 

 

 
 

CAUSES OF LOSS

VALUATION

 
 

Basic

ACV at time of los

 
 

Broad

RC subject to policy conditions

 

#

ITEM

LIMIT OF INSURANCE

 

1

Grain, threshed seeds, beans, ground feed, silage, "livestock" feed, all in

  $

 

buildings, structures, sacks, wagons or trucks

 

2

Grain in stacks, shocks, swathes or piles in the open.

  $

 
 

3

Hay, straw, fodder in building or structures

  $

 

(Maximum limit policy limit $25,000)

 

4

Hay, straw, fodder in the open in stacks, windrows or bales

  $

 

(Maximum available policy limit is $10,000)

 

5

Farm products, materials, supplies.

  $

 

This does NOT include hay, grain or 'growing' crops.

 

6

"Poultry" (excluding Turkeys unless specified) in the open

  NOT COVERED

 

7

"Poultry" (excluding Turkeys unless specified) in the following "poultry"

  NOT COVERED

 

buildings:

 

8

Trays, boxes, box shook (unassembled wood crates)

  $

 
 

9

Computers & related software that are part of the farming operations and

  $

 

farm management processes

 

10

Misc. Equipment - Machinery, vehicles, tools, supplies usual or incidental to

  $

 

farm operations valued at $1000 per item or less.  Declare as one blanket

 

limit.  (If you need off-premises coverage schedule items individually under

 

item # 12 below.  Do NOT include those values here.

 

11

Borrowed or rented, whether or not under a written contract: farm

  $

 

machinery, vehicles, equipment.  Declare as one blanket limit.

 

12

Farm Machinery, equipment or vehicles - individually scheduled items

LIMIT OF INSURANCE

 

valued above $1000.  Items MUST be scheduled here if you need off

 

premises coverage.  Blanket not available.

 

Year

Description - Make - Model

 

  $

 

  $

 

  $

 

  $

 

  $

 

  $

 

(Email Brandy at bweber@ciusgf.com if you need to list additional items)

   

13

"Livestock" - Actual Death/Destruction (includes Collision)

  $

 

Covers cattle, donkeys, goats, horses, mules, sheep, swine but not birds.

 

Indicate below any of these exotics that apply: alpaca, bison, deer, llamas, yaks

 

Exotics:    Unlisted Exotics:

 

14

"Livestock" - Actual Death/Destruction - Collision Only

  $

 

Covers cattle, donkeys, goats, horses, mules, sheep, swine but not birds.

 

Indicate below any of these exotics that apply: alpaca, bison, deer, llamas, yaks

 

Exotics:    Unlisted Exotics:

 

15

Bees (Blanket Value)

  $

 

16

Worms (Blanket Value)

  $

 

17

Fish (Blanket Value)

  $

 

18

Misc. (describe):

  $

 

19

Misc. (describe):

  $

 

 

 

 

COVERAGE F - UNSCHEDULED FARM PERSONAL PROPERTY

 
       

     CAUSES OF LOSS

VALUATION

 

        Basic

   ACV at time of loss

 

        Broad

   RC subject to policy

 

     MAXIMUM LIMIT $5,000

   

 

 
       

COVERAGE G - BARNS, OUTBUILDINGS AND OTHER FARM STRUCTURES

 
       

     CAUSES OF LOSS

VALUATION

 

       Basic

  ACV at time of loss

 

       Broad

  RC subject to policy conditions

 

    

   

LOC # -

     

BLDG #

     COVERAGE G - DESCRIPTION, CONSTRUCTION

   
 

OCCUPANCY

LIMIT OF INSURANCE

 

-

  $

 

-

  $

 

-

  $

 

-

  $

 

-

  $

 

-

  $

 

-

  $

 

-

  $

 
 

(Continue your schedule below if you need to list additional items)

   

OPTIONAL PROPERTY COVERAGE(S)  (select 'Yes' to those that apply)

LIMIT OF INSURANCE

 
       

U616   Beekeepers Equipment Endorsement

Per endorsement

 

FP 0530   Disruption of Farming Operations (similar to business income)

  $

 

FP 0409   Increased Special Limits on Business Property on insured loc

  $

 

U615   Milk Contamination

Per endorsement

 

FP 0527   Motorized Golf Carts, deductible same as property deductible

  $

 

U1120   Theft Exclusion - Property Coverages E, F and G

   

Misc.   (Describe)

   

 

ADDITIONAL INSUREDS (A.I.) - LOSS PAYEES

 

(Select below in the dropdowns whichever applies) (If an Additional Insured you must indicate your relationship to that A.I.)

 

1.    Relationship: 

 

2.    Relationship:  

 

3.    Relationship:  

 

 

I understand that misrepresentation or omission of material facts will be cause for cancellation and may void coverage.

 

 

Applicant Signature / Date: ______________________________________________________________

 

 

Agent's Signature / Date: ______________________________________________________________

 

 

FARM AND RANCH APPLICATION - Overflow Schedules

 

 

COVERAGE E -SCHEDULED FARM PERSONAL PROPERTY (continued)

 

 

 

 

 

 

 

 

 

 

 

 

 

12

 

 

 

 

 

 

 

 

 

 

 

Farm machinery, equipment or vehicles - individually scheduled items

 

LIMIT OF INSURANCE

 

 

 

 

 

 

valued above $1000.  Items MUST be scheduled here if you need off

premises coverage.  Blanket not available.

Year

Description - Make - Model

  $

 

  $

 

  $

 

  $

 

  $

 

  $

 

  $

 

  $

 

  $

 

  $

 

  $

 

  $

 

  $

 

  $

 

  $

 

  $

 

  $

 

  $

 

 

 

 

COVERAGE G - BARNS, OUTBUILDINGS AND OTHER FARM STRUCTURES (continued)

 

 

 

LOC # -

 

 

 

BLDG #

     COVERAGE G - DESCRIPTION, CONSTRUCTION,

 

 

 

OCCUPANCY

LIMIT OF INSURANCE

 

-

  $

 

-

  $

 

-

  $

 

-

  $

 

-

  $

 

-

  $

 

-

  $

 

-

  $

 

-

  $

 

-

  $

 

-

  $

 

-

  $

 

 

 

Before You Submit To Us, Make Sure You Fill in the RED Areas.  We Also Recommend Printing a Copy!!

TO COMPLETE YOUR APPLICATION, COMPLETE THESE TWO STEPS:

1.  Please select your Account Executive, if you have one:

2.  Hit this Submit button.